Even in these trying economic times, the West Virginia Housing Development Fund is committed to providing affordable housing to the citizens of West Virginia.

If you are looking to purchase a new home, or need to refinance your current mortgage, the West Virginia Housing Development Fund has a program to help:

A message from Joe Hatfield, Executive Director of the West Virginia Housing Development Fund:

"The West Virginia Housing Development Fund is pleased to announce its best, most exciting, mortgage program ever. The Housing Development Fund has issued $150 million in bonds to provide West Virginians with an opportunity to have safe and affordable housing. Since 1968, we have been working hard to ensure that residents of our state have a home to call their own. We know that an essential part of the American Dream is homeownership, and with this new program, it will provide more West Virginians the opportunity to own a home."

The West Virginia Housing Development Fund is rolling out its best mortgage program ever! Click Here for details on how you can purchase the home of your dreams.

Home Ownership Second DOT and Notes

Press Release Announcing the State Neighborhood Housing and Economic Stabilization Program

State Neighborhood Housing and Economic Stabilization Program (NHESP)

Tax Credit Assistance Program (TCAP)

3-2-1 Buy Down Program

Secondary Market Loan Program

Mortgage Revenue Bond Program/First Time Home Buyer

Down Payment & Closing Cost Assistance

Mountaineer Mortgage Credit Certificate providing a reduction of federal income tax

HOME interest-free loans of up to $40,000 (household income limits apply)