Even in these trying economic times, the West Virginia Housing Development Fund is committed to providing affordable housing to the citizens of West Virginia.

If you are looking to purchase a new home, or need to refinance your current mortgage, the West Virginia Housing Development Fund has a program to help:

A message from Joe Hatfield, Executive Director of the West Virginia Housing Development Fund:

"The West Virginia Housing Development Fund is offering a new mortgage program for state residents that includes a 30-year fixed rate loan at 3.5 percent. This is a historic program and the Fund has issued $35 million in bonds to provide West Virginians with an opportunity to have safe and affordable housing. Since 1968, we have been working hard to ensure that residents of our state have a home to call their own. We know that an essential part of the American Dream is homeownership, and with this new program, it will provide more West Virginians the opportunity to own a home."

Governor Manchin Announces a 3.50% Interest Rate by the West Virginia Housing Development Fund

Housing Fund Selects W.Va-Based Construction Firm for New Office

Rural Development Program Helps Single Mother Make Dream of Home Ownership a Reality

County Foreclosure Statistics Reporting

Fund’s Top Executive Named to West Virginia Affordable Housing Hall of Fame

Long-time Fund Employee Recognized as Distinguished Mountaineer

New Homes Coming to River Bend Gardens in Pendleton County

New - Section 8 Contract Management Support Page

West Virginia Housing Development Fund Recognizes State's Top Loan Producers

Wall Raised on 600th Habitat for Humanity Home in West Virginia

Home Ownership Second DOT and Notes

Press Release Announcing the State Neighborhood Housing and Economic Stabilization Program

State Neighborhood Housing and Economic Stabilization Program (NHESP)

Tax Credit Assistance Program (TCAP)

3-2-1 Buy Down Program

Secondary Market Loan Program

Mortgage Revenue Bond Program/First Time Home Buyer

Down Payment & Closing Cost Assistance

Mountaineer Mortgage Credit Certificate providing a reduction of federal income tax

HOME interest-free loans of up to $40,000 (household income limits apply)