Complete the form below to
determine what programs
best fit your needs .

WVHDF Mortgage Programs

Please complete the form to the left to see which programs you may qualify for.*

Mortgage Revenue Bond Program
The Mortgage Revenue Bond Program, or what is commonly known as the “Bond Program”, provides a low interest 30-year fixed rate mortgage
for those wanting to purchase a new or existing home Income and house price limits apply.

Secondary Market Program
Ten to 30-year, conventional, fixed-rate mortgages for all income levels with no restrictions other than loan amount of $417,000. Refinancing available.

Home Ownership Assistance Program
Ten year, deferred second loan to cover down payment and closing costs. Complimentary program to the Mortgage Revenue Bond and Secondary Market Program.

Mortgage Credit Certificate
Earn a tax credit of up to $2,000 annually on your federal income tax.

NewHOME Program
Federally funded housing program for low and very-low income individuals and families.

Housing Emergency Loan (HELP) Program
Designed to meet the emergency housing repair needs of low-income homeowners.

Contact us for a mortgage loan packet, which will provide a complete overview of WVHDF mortgage products.

*Program eligibility is based on meeting the basic criteria for the restrictions on our loan programs. You must still go through your chosen lender to see if you qualify for a mortgage loan based on income levels, credit and other factors.